Getting a pre-approval for a home mortgage is the first and most important step of the home buying process. When you get your first pre-approval letter from a home lender, you are on your way to home ownership.
First, you will need to know how much you can get a home loan for. Knowing what houses are in your budget narrows down what kind of listings your local realter will be showing you.
Your loan estimate from your home lender will show how much cash is required for the down payment and closing costs on your new property choice. You may need to save up money for awhile longer, sell other assets or seek other funding solutions. No matter the scenario, you’ll be better prepared to pick your home and buy it.
From beginning to end you can count on the entire process taking about 10 to 12 weeks. Once your home’s offer is accepted, you’ll often have up to a 45 day escrow period before the sale is completely wrapped up. Well prepared new home buyers who pay cash have been known to move much quicker as well.
When you are looking to buy in a sellers’ market, this means increasing demand has driven up home prices. Here are some demand drivers:
Most home shoppers pay very little if anything to a real estate agent to buy their home. Listing brokers and buyer’s agents are paid from the seller. When a home is sold, the listing broker will split the listing fee with the buyer’s agent, this means buyers are not the ones that pay their agents.
Many loan programs require a FICO score to be over a certain number, however, there are many options for first time home buyers that lower this number. While there is no way to be certain, you want the best credit score possible. Should you not have a great credit score, don’t panic, there are plenty of options out there for people in any credit situation.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc ornare suscipit consectetur.Fusce non mauris ex. Donec semper, odio vitae lobortis faucibus, magna sem dapibus quam.
Pellentesque eu fermentum quam, a congue purus. Vivamus a aliquet justo. Aliquam rhoncus suscipit nulla sit amet molestie. Phasellus vitae dictum ex. Aenean molestie orci sed sapien mollis commodo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc ornare suscipit consectetur.Fusce non mauris ex. Donec semper, odio vitae lobortis faucibus, magna sem dapibus quam.
Pellentesque eu fermentum quam, a congue purus. Vivamus a aliquet justo. Aliquam rhoncus suscipit nulla sit amet molestie. Phasellus vitae dictum ex. Aenean molestie orci sed sapien mollis commodo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc ornare suscipit consectetur.Fusce non mauris ex. Donec semper, odio vitae lobortis faucibus, magna sem dapibus quam.
Pellentesque eu fermentum quam, a congue purus. Vivamus a aliquet justo. Aliquam rhoncus suscipit nulla sit amet molestie. Phasellus vitae dictum ex. Aenean molestie orci sed sapien mollis commodo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc ornare suscipit consectetur.Fusce non mauris ex. Donec semper, odio vitae lobortis faucibus, magna sem dapibus quam.
Pellentesque eu fermentum quam, a congue purus. Vivamus a aliquet justo. Aliquam rhoncus suscipit nulla sit amet molestie. Phasellus vitae dictum ex. Aenean molestie orci sed sapien mollis commodo.
Moving to any place can be a stressful event. But there are certain things you can do to make the transition a little easier – like deciding whether it’s better to buy a big or small house. A Fidelity National Financial subsidiary IPX1031 survey reveals that most Americans prefer a small house. The survey asked 2,006 individuals, and more than half of the respondents
The coronavirus pandemic has greatly impacted the world in many aspects – from how we work to how we socialize. The real estate industry is no exception. Though the pandemic has caused a slowdown in the market, buyers are still looking for homes – they’re just being more selective about what they’re looking for. Owning a home in Rockland County, New York, is a
Homeowners have different reasons for wanting to sell their property. Maybe they’re relocating for work or family reasons. Perhaps they need to downsize or upgrade. Whatever the reason, most homeowners want to get the best possible price for their homes. If you have a house for sale in New Windsor, New York, you may be wondering what improvements you should make before putting it
Give us a call or drop by anytime, we are here to answer all questions within 24 hours on business days. Your local real estate agent will be dedicated to helping you buy a home from start to finish.
When you call us, you’ll speak directly with a local, experienced real estate agent who knowns your marketplace.
As our client you will get all of the support in your home buying process you need. Please let us know if you have any questions or concerns at any time you’re working with us and we’ll be quick to resolve any issues we can.
Studio Apartment 
Apartment Class B 
Apartment Class C 
Penthouse 
